Help Section
What is the interest rate for my auto loan?
Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be.
How long does the application process take?
You will be contacted very promptly by the Regional Processing Center handling your loan request. The approval process usually takes anywhere from several minutes to a few hours.
Is there an application fee?
Goapply4acarloan never charges applicants a fee to qualify for any of our products.
Can I get an auto loan even if I have bad credit?
Of course! Our lenders will work with you every step of the way to help get you approved! Our lenders specialize in helping you get the auto loan you deserve.
Will it help if I have a co-signer on the loan?
If the credit status of your co-signer is good, this will definitely help your chances of getting an approval.
Are there any fees associated with your auto loan application?
This is an absolutely free service.
What kind of vehicles can I get through your service?
Our nationwide network of auto dealers provide all types of vehicles, both new and used. Sport Utility Vehicles, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars.
If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
All of our Dealers offer Protection Plans and Extended Warranties that will cover your vehicle and give you peace of mind.
Is a down payment required?
No, you will not have to make a down payment.
When will my first monthly loan payment be due?
Your monthly payments will fall on the due date you specify on your loan application - and your first payment will be due on the first occurrence of your due date. For example, if you select the 15th of each month for your payment due date and your check is funded on the 10th day of October, then your first payment would be due on the 15th of November. Note: If the first payment falls on a weekend or holiday, the payment will be due on the next business day.
If I choose to sell my car to another individual, can my loan be assumed, or taken over, by that person?
No, your loan is not assumable by another party.
What happens after I apply with online-auto-loans-approval.com?
You will receive an e-mail within 24 hours of submission of your application. This e-mail will indicate the status of your application and the next few steps you need to take.
What is the largest loan amount I can get?
You may apply for a loan amount up to $35,000. However, we suggest you apply for a loan based on your need. If you apply for a loan greater than that which you qualify for, we will let you know. You can then decide whether to proceed with a new loan request.
Are there any penalties for prepaying my loan?
No, you may pay off either a portion of your loan or the entire amount at any time without incurring any penalties. Any payment you make above your regular monthly payment is usually applied to the principal balance of the loan.
Does the online form obligate me to taking out a loan?
No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any question, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and agree to terms with one of our representatives.